Banks’ Data Quality Index Reaches 90.9 in Q4 2025

Banks’ Data Quality Index Reaches 90.9 in Q4 2025.webp

Mumbai, March 31 The supervisory data quality index score for scheduled commercial banks has improved to 90.9 in the December 2025 quarter, compared to 90.7 in the July-September period, the RBI said on Tuesday.

The Reserve Bank of India (RBI) has created the supervisory data quality index (sDQI) to measure data quality in terms of accuracy, timeliness, completeness, and consistency in the submission of returns.

The objective of the index is to assess compliance with the principles outlined in the RBI's Master Direction on Filing of Supervisory Returns 2024.

"The sDQI score for Scheduled Commercial Banks (SCBs) has improved in December 2025 as compared to September 2025," the RBI said.

In December 2025, two entities scored below 80.

A score of less than 70 indicates "major concerns", between 70-80 "needs improvement", between 80 and 90 "acceptable", and more than 90 "good".

The sDQI covers 87 SCBs and their key returns, including those on asset quality, risk-based supervision, liquidity, and capital adequacy.

The RBI said that sDQI provides a comprehensive and quantitative measure of supervisory data quality, forming the basis for supervisory examinations.
 
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asset quality capital adequacy data quality financial regulation liquidity rbi regulatory returns reserve bank of india risk-based supervision scheduled commercial banks supervisory data quality index
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