New Delhi, March 30 The government on Monday maintained the same interest rates for various small savings schemes, including PPF and NSC, for the eighth consecutive quarter, starting April 1, 2026.
"The interest rates on various Small Savings Schemes for the first quarter of FY 2026-27, starting from April 1, 2026, and ending on June 30, 2026, will remain the same as those notified for the fourth quarter (January 1, 2026 to March 31, 2026) of FY 2025-26," the finance ministry said in a notification.
According to the notification, deposits under the Sukanya Samriddhi Scheme will earn an interest rate of 8.2 per cent, while the rate on a three-year term deposit remains at 7.1 per cent, which is the prevailing rate for the current quarter.
The interest rates for popular Public Provident Fund (PPF) and post office savings deposit schemes have been retained at 7.1 per cent and 4 per cent, respectively.
The interest rate on the Kisan Vikas Patra will be 7.5 per cent, and the investment will mature in 115 months.
The interest rate on the National Savings Certificate (NSC) will remain at 7.7 per cent for the April-June quarter.
Similar to the current quarter, the monthly income scheme will earn 7.4 per cent for investors during the first quarter of the next fiscal year.
With this, the interest rates on small savings schemes, primarily operated by post offices and banks, have been maintained unchanged for the eighth consecutive quarter.
The government last changed the interest rates on some schemes in the fourth quarter of 2023-24.
