PTC India Financial Services Reports Q3 FY2024-25 Results: ₹158.12 Crore Revenue, ₹67.14 Crore Net Profit

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New Delhi, India – January 28, 2025: PTC India Financial Services Limited (NSE: PFS, BSE: 533344), a leading infrastructure financing institution, has announced its unaudited financial results for Q3 FY2024-25. The company reported Revenue of ₹158.12 crore and a net profit of ₹67.14 crore. The company also provided updates on compliance matters, legal proceedings, and security cover certification for non-convertible debentures.

Key Financial Highlights – Q3 FY2024-25 (Standalone)

  • Revenue from Operations: ₹156.69 crore (YoY decrease of 21.6% from ₹200.04 crore)
  • Total Income: ₹158.12 crore
  • Profit Before Tax (PBT): ₹80.67 crore (YoY increase of 19.5% from ₹67.48 crore)
  • Net Profit (PAT): ₹67.14 crore (YoY increase of 33.3% from ₹50.36 crore)
  • Earnings Per Share (EPS): ₹1.05 per share.

Nine-Month Performance (April – December 2024) (Standalone)

  • Total Revenue: ₹482.76 crore (YoY decline of 17.2% from ₹583.69 crore)
  • Profit Before Tax (PBT): ₹203.42 crore
  • Net Profit (PAT): ₹158.89 crore
  • Earnings Per Share (EPS): ₹2.47 per share.

Regulatory & Compliance Updates

  1. Security Cover Certification for Non-Convertible Debentures (NCDs):
    • Secured debt fully covered with 1.49x cover for Infra Bonds and 3.65x cover for NCDs.
  2. Show Cause Notices (SCNs) & Regulatory Compliance:
    • ₹6.40 lakh penalty imposed by the Registrar of Companies (ROC) for compliance lapses.
    • Compounding application accepted with ₹2.00 lakh fees paid on December 30, 2024.
  3. Legal Proceedings & Tax Adjustments:
    • ₹38.76 lakh legal assistance cost incurred for Ex-MD & CEO under recovery process.
    • Tax adjustment of ₹801.88 lakh due to write-off of equity in a joint venture.
  4. Registrar of Companies (ROC) Inquiry:
    • The company responded to a May 2024 ROC inquiry regarding a 2018 complaint.
    • Management believes no material financial impact will arise from this matter.

Management Commentary

Manohar Balwani, Company Secretary, PTC India Financial Services, stated:
"Despite market challenges, our financial performance remains stable. We continue to enhance compliance, regulatory transparency, and financial governance, ensuring long-term stability and shareholder confidence.".

Market Outlook & Investor Takeaways

  • Stable earnings growth despite regulatory challenges.
  • Secure debt position with strong asset coverage.
  • Regulatory compliance efforts reinforcing corporate governance.
PTC India Financial Services' solid financial performance and commitment to regulatory compliance position it as a trusted infrastructure financing institution.
 
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