gold loans

New Delhi, April 8 Women borrowers in India hold a credit portfolio of ₹76 lakh crore, which represents 26 per cent of the total system credit as of 2025, and marks a 4.8 times increase since 2017, according to a NITI Aayog report.The Aayog, in the report titled 'From Borrowers to Builders...

Mumbai, March 31 Lenders will need to provide support to both retail and small businesses during the ongoing West Asia crisis, in the same way they did during the Covid pandemic, said credit information company Transunion Cibil.It also stated that the overall quality of the retail outstanding...

Mumbai, March 31 Piramal Finance's total assets under management have crossed Rs 1 lakh crore, and the non-bank lender is keen to acquire a microfinance institution to fuel the next stage of growth, a top official has said.The company is aiming to increase its AUM to Rs 1.5 lakh crore by the...

New Delhi, March 25 India should unlock the vast household gold reserves by encouraging consumers to invest in financial instruments, said former Union Minister P P Choudhary and senior market officials on Wednesday, warning that physical hoarding limits the metal's contribution to economic...

New Delhi, March 23 The Association of Gold Loan Companies (AGLOC) has sought a six-month deferral of the Reserve Bank of India's (RBI) revised guidelines on lending against gold and silver collateral, scheduled for implementation by April 1, 2026, citing emerging geopolitical uncertainty and...

New Delhi, March 18 Bain Capital has received approval from the RBI for joint management control of Manappuram Finance and its subsidiaries following the acquisition of a stake in the gold loan firm.Following the proposed acquisition of up to 41.66 per cent stake in Manappuram Finance, its...

New Delhi, March 2 Non-banking financial companies (NBFCs) specializing in gold loans are expected to see healthy profitability in the medium term, with an estimated average return on managed assets (RoMA) in the range of 4.25-4.5 per cent next fiscal, according to a report.This increase in...

Mumbai, March 2 The profitability of non-banking financial companies (NBFCs) focused on gold loans is expected to remain healthy at 4.25-4.5 per cent in FY26 and FY27, driven by strong loan growth, improved operating leverage, and low credit costs, according to a Crisil Ratings report.The...

Mumbai, February 24 Outstanding retail loans grew by 18.1 per cent in the December quarter of 2025 to Rs 162 lakh crore, driven by increased lending against gold amid rising prices, festive season, and GST rationalization, a report said on Tuesday.The home loan segment, the largest contributor...