nbfcs

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    Asset-Based Approach Proposed for NBFC Regulation

    Mumbai, April 10 The Reserve Bank proposed changes in the criteria for identifying upper layer non-banking financial companies (NBFCs) on Friday, advocating for an asset-based approach instead of the previous parametric system and including state-run entities.According to the draft 'Reserve...
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    Securitization Market Reaches Record High in FY26

    Mumbai, April 8 Securitization deals grew by 9 per cent to a record high of ₹2.55 lakh crore in 2025-26, a report said on Wednesday.The January-March quarter alone witnessed a 20 per cent year-on-year increase in activity, taking overall transactions to ₹65,000 crore, according to a report by...
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    Loans for Millions: India’s Journey to Inclusive Growth

    New Delhi, April 8 Finance Minister Nirmala Sitharaman said on Wednesday that the Pradhan Mantri MUDRA Yojana, which focuses on funding the unserved, will continue to empower entrepreneurs to become active participants in the nation's journey to become Viksit Bharat by 2047.On the occasion of...
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    MFI Portfolio Contracts by 40% - Banks Lag Other Lenders

    Mumbai, March 16 The outstanding portfolio of microfinance by banks contracted by 40 per cent year-on-year to ₹65,687 crore in the third quarter of FY26, according to a report released on Monday.This is the sharpest decline among all categories of lenders, which also includes dedicated...
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    NBFCs Share Concerns, Secretary Emphasizes Financial Stability

    New Delhi, March 12 Financial Services Secretary M Nagaraju chaired a meeting with major non-banking financial companies (NBFCs) on Thursday, the finance ministry said."The engagement with NBFCs was aimed at fostering an open exchange of ideas on specific issues. Detailed discussions with...
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    Bank Consolidation and Investor Caps: India's Lending Strategy

    Mumbai, March 10 A government-appointed high-level committee on banking for Viksit Bharat could examine issues such as consolidation among lenders and foreign investor voting caps, according to Karthik Srinivasan, senior vice president and group head - financial sector ratings at ICRA."The...
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    Gold Loan NBFC Profitability Forecast: 4.25-4.5% Next Fiscal

    New Delhi, March 2 Non-banking financial companies (NBFCs) specializing in gold loans are expected to see healthy profitability in the medium term, with an estimated average return on managed assets (RoMA) in the range of 4.25-4.5 per cent next fiscal, according to a report.This increase in...
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    NBFC Gold Loan Sector Sees Boost from Demand and Low Costs

    Mumbai, March 2 The profitability of non-banking financial companies (NBFCs) focused on gold loans is expected to remain healthy at 4.25-4.5 per cent in FY26 and FY27, driven by strong loan growth, improved operating leverage, and low credit costs, according to a Crisil Ratings report.The...
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    India's PFC-REC Merger: Impact on Renewable Energy Projects

    New Delhi, February 11 The proposed merger of state-owned lenders Power Finance Corporation (PFC) and REC Ltd is expected to improve access to financing for India's renewable energy developers, particularly for large and complex projects, CreditSights said on Wednesday.PFC and REC, both public...
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