retail loans

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    Indian Banks Improve Asset Quality, No Systemic Risk

    Mumbai, April 8 The gross non-performing assets (NPAs) ratio of Indian scheduled commercial banks declined further to 2 per cent in December 2025, the Reserve Bank said on Wednesday.Gross NPAs – which represents the proportion of loans unpaid for over 90 days – for the banking system stood at...
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    CRIF High Mark Report: Retail Loan Outstanding Hits Rs 162Lakh Cr

    Mumbai, February 24 Outstanding retail loans grew by 18.1 per cent in the December quarter of 2025 to Rs 162 lakh crore, driven by increased lending against gold amid rising prices, festive season, and GST rationalization, a report said on Tuesday.The home loan segment, the largest contributor...
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